Finance + AI, unified

Smart financial tracking & AI insights
Master your money with intelligent forecasting

Track income, expenses, and net worth with AI-powered insights. Predict future trends, manage recurring bills, and optimize your savings automatically.

Subscription tracking & management
Visual forecast charts & projections
Deep insights & category breakdown
Trusted by smart investors & savers
PulseCommerce
Northwind Labs
Brightline
Foundry

Subscription Management

Track all your subscriptions in one place. See monthly costs, next billing dates, and service logos at a glance.

Smart Forecast Charts

Visualize your future expenses with interactive charts. Click any month to see detailed breakdowns.

Payment Insights

Never miss a payment. See upcoming charges, track spending trends, and identify cost-saving opportunities.

Complete financial clarity

From daily transactions to long-term wealth building, get the tools you need to understand and grow your money.

Subscription Tracking
Add any subscription with service logos auto-detected. Track Netflix, Spotify, and 50+ popular services.
Cost Breakdown
See exactly how much you spend on subscriptions monthly and yearly. Identify the biggest cost drivers.
Payment Calendar
View all upcoming payments in a calendar view. Plan your budget around billing dates.
Bank-Level Security
Your financial data is encrypted and secure. We prioritize your privacy and never sell your data.

Master your finances in three steps

Stop guessing and start knowing. Penzo gives you the clarity to make better financial decisions today.

1

Add Subscriptions

Quickly add your subscriptions with auto-detected service logos. Set billing cycles and payment methods.

2

Track & Visualize

View your subscription costs in interactive charts. Click any month to see detailed breakdowns.

3

Optimize & Save

Identify unused subscriptions and duplicate services. Find opportunities to reduce your monthly costs.

15k+
Active Users

Managing their subscriptions

1M+
Subscriptions Tracked

Across all user accounts

€240
Avg. Monthly Savings

By identifying unused services

50+
Supported Services

With auto-detected logos

Take control of your financial future

Join thousands of users who are building wealth and peace of mind with Penzo's smart financial tools.

No credit card required • Free tier available • Bank-level security